Leasing and hire purchase: financing kitchen equipment
Paying for a professional kitchen in one go ties up capital that is often needed more urgently elsewhere — especially when opening a new business or replacing several appliances at once. So you can finance rather than buy: leasing or hire purchase through our partner HW Leasing.
This works for single appliances as well as a complete fit-out, and for used equipment too. Terms always depend on the individual case — tell us what you are planning and you will get a quote.
The options
Leasing
Use it rather than own it
With leasing the focus is on use, not ownership. The appliance remains the property of the leasing company and you pay for using it over an agreed term. Your capital stays free for everything else — refurbishment, staff, stock.
Hire purchase
Yours at the end
With hire purchase you pay constant monthly instalments and own the equipment at the end. It is capitalised in your fixed assets, which makes depreciation and possible subsidies available. How this works out for you in tax terms is a question for your tax adviser.
Sale and lease back
Turn existing assets into cash
Equipment you already own can be sold and leased back. You keep working with it but release the tied-up capital. Purchase financing is possible as well.
How it works
You choose the equipment
A single appliance, one run of the kitchen or the complete fit-out — new and used equipment can both be financed.
We pass the enquiry on
You tell us the amount and the term you have in mind. We pass that to our partner, who prepares the quote.
You receive a quote
Terms depend on the period, the amount and your credit standing, so they are calculated individually. You see the result in writing before deciding anything.
Delivery as usual
The equipment comes from us while the financing is handled in parallel. Nothing changes for you about the delivery date.
Our financing partner
HW Leasing
HW Leasing GmbH was founded in 1992 and has been financing capital goods for medium-sized businesses for over 30 years. Around 100 people work there today, total leased assets exceed 400 million euros and close to 12,000 contracts are on the books. The company has branches in six German states.
The company is manufacturer-independent, so financing is not tied to one particular brand but covers what you actually need. Hospitality is one of the sectors they have long worked with.
What can be financed
- •Single appliances, from one kitchen unit upwards
- •Complete kitchen fit-outs and refurbishments
- •New and used equipment
- •Refrigeration, cooking, warewashing, stainless steel furniture
- •Furnishing and equipping the dining area
Terms on request
Interest rate, instalment and term depend on the amount, the period you want and your credit standing, so a blanket figure would be worthless. Write to us with the equipment you need and the period you have in mind, and we will obtain a quote. That costs nothing and commits you to nothing.
Please note: we pass on the enquiry and advise on the equipment. The financing itself, its assessment and the contract rest with the leasing company; please discuss tax questions with your tax adviser.